Which process leaves you with no debt when it is over? Both chapter 7 and chapter 13 bankruptcy. Chapter 13 bankruptcy. Chapter 7 bankruptcy. Neither chapter 7 nor chapter 13 bankruptcy.

Chapter 7 bankruptcy leaves you with no debt when it is over, as it involves the liquidation of your assets to pay off your debts. Chapter 13 bankruptcy, on the other hand, involves creating a repayment plan to pay off your debts over a period of time.