Where did your credit score come from? It is based on information in the credit reports compiled by Equifax, Experian and Trans Union. It is calculated by Equifax, Experian and Trans Union. It is based on information you provide to Equifax, Experian and Trans Union. It is calculated from your work and sent to Equifax, Experian, and Trans Union.
Your credit score comes from the information in your credit reports compiled by Equifax, Experian, and TransUnion. These are three major credit reporting agencies that gather and maintain your credit information. They receive this information from various sources, such as lenders, credit card companies, and other financial institutions with which you have accounts.
To calculate your credit score, Equifax, Experian, and TransUnion use different scoring models. The most commonly used model is the FICO (Fair Isaac Corporation) scoring model. This model assesses your creditworthiness based on factors such as your payment history, amount of debt, length of credit history, types of credit used, and recent credit applications.
It is important to note that Equifax, Experian, and TransUnion do not directly calculate your credit score. Rather, they provide the credit information to scoring companies like FICO or VantageScore, who use their proprietary algorithms to generate your credit score.
Your credit score is not directly based on the information you provide to Equifax, Experian, and TransUnion. They collect and compile information from various sources, including lenders and financial institutions, to assess your creditworthiness. It does not rely on information related to your work or employment.