Tom is a pretty ok guy. Sure, he’s a bit style-challenged, and his humor leaves a lot to be desired but at the end of the day, if you dropped a twenty on the ground and Tom saw, I’d say there’s a fifty percent chance you’d get it back. How does the author use euphemism?

To talk about Tom without showing the narrators true feelings

To explain why Tom is an okay guy despite his flaws

To portray rom in a more favorable or positive way

To insult Tom without being harsh or ditrct

The author uses euphemism in this statement to portray Tom in a more favorable or positive way, despite his flaws. They describe him as "pretty ok" and acknowledge his style-challenged nature and lackluster humor, but still emphasize the possibility of him returning a dropped twenty-dollar bill. The author chooses to soften the critique of Tom by using euphemistic language instead of being harsh or direct in their criticism.