Which qualifying event for COBRA has a maximum coverage of 18 months?

A.
Going on Medicare

B.
Employee divorce

C.
Employee termination

D.
Employee death

A. Going on Medicare

C. Employee termination

The qualifying event for COBRA that has a maximum coverage of 18 months is option C: Employee termination.

To get the answer to this question, we can first understand what COBRA is and then analyze each option to determine which one has a maximum coverage of 18 months.

COBRA stands for the Consolidated Omnibus Budget Reconciliation Act. It is a federal law in the United States that allows individuals to continue their health insurance coverage for a limited period of time after leaving a job or experiencing certain qualifying events.

Now, let's analyze each option:

A. Going on Medicare: When an employee becomes eligible for Medicare, they are no longer eligible for COBRA coverage. Therefore, this option is not the correct answer.

B. Employee divorce: Divorce is a qualifying event for COBRA, but it typically allows for a maximum coverage of 36 months, not 18 months. Therefore, this option is not the correct answer.

C. Employee termination: When an employee is terminated from their job, they are eligible for COBRA coverage. In most cases, the maximum coverage under this qualifying event is 18 months. Therefore, this option is the correct answer.

D. Employee death: While the death of an employee is a qualifying event for COBRA, it typically allows for a maximum coverage of 36 months, not 18 months. Therefore, this option is not the correct answer.

In conclusion, the correct answer is C. Employee termination, as it is the qualifying event for COBRA that has a maximum coverage of 18 months.