If your credit report shows late payments because you were deployed to a combat zone, what might you do to clean up your credit report?(1 point) Responses Send a note to the credit bureau that you were in combat rotation for three months with limited ability to pay your bills but have caught all the bills and late fees up. Send a note to the credit bureau that you were in combat rotation for three months with limited ability to pay your bills but have caught all the bills and late fees up. Send a note to the credit bureau that you are only 15 years old. Send a note to the credit bureau that you are only 15 years old. Send a note to the credit bureau saying you were very busy at work and did not have time to pay bills. Send a note to the credit bureau saying you were very busy at work and did not have time to pay bills. Send a note to the credit bureau saying you completely forgot about the due dates.
The best option to clean up your credit report would be to send a note to the credit bureau explaining that you were deployed to a combat zone for three months with limited ability to pay your bills, but have caught up with all the bills and late fees since then.
To clean up your credit report if it shows late payments due to being deployed to a combat zone, you can follow these steps:
1. Send a note to the credit bureau explaining your situation: Write to the credit bureau that you were deployed to a combat zone for three months, which resulted in limited ability to pay your bills on time. Clearly state that you have caught up on all the bills and late fees since returning.
Note: It is important to provide any supporting documents or proof of your deployment, if available, to strengthen your case.
Avoid the following actions:
1. Sending a note to the credit bureau claiming you are only 15 years old: This is not relevant to the situation and will not help resolve the issue.
2. Sending a note to the credit bureau saying you were busy at work and did not have time to pay bills: While it is understandable that work can sometimes be demanding, this excuse is unlikely to have a positive impact on your credit report.
3. Sending a note to the credit bureau saying you completely forgot about the due dates: Forgetting to pay bills does not typically qualify as a legitimate reason for late payments. This excuse is unlikely to be accepted by the credit bureau.
Remember, it is always best to provide accurate information and communicate the specific circumstances that led to the late payments, such as being deployed to a combat zone.
To clean up your credit report if it shows late payments due to being deployed to a combat zone, the best course of action would be to send a note to the credit bureau explaining your situation.
1. Start by gathering all relevant documents and evidence that support your claim. This may include deployment orders, military documentation, and any communication from your unit confirming your deployment.
2. Write a clear and concise letter addressed to the credit bureau explaining the circumstances of your deployment to a combat zone. State that during this period, you had limited ability to pay your bills on time due to the demands and challenges of serving in a high-risk environment.
3. Emphasize that you took immediate action as soon as you returned from your deployment to catch up on all bills and late fees. You should include any proof of timely payments made after your return to strengthen your case.
4. Be sure to include your full name, current contact information, and any relevant account numbers or references in the letter.
5. It's important to send the letter via certified mail with a return receipt requested. This will serve as proof that you sent the letter and that it was received by the credit bureau.
6. Allow some time for the credit bureau to process your request and update your credit report accordingly. Monitor your credit report periodically to ensure the changes have been made.
Remember, honesty and providing detailed evidence are key in addressing any issues on your credit report.