Margret and Carlos are discussing joining a credit union. Margret is worried about losing access to the credit union they choose if they move. Choose an argument Carlos could use to help ease her worries. 

Credit unions are like traditional banks and most services can be done online.
They could join a large credit union that has branches all over their state. 
Credit unions are like traditional banks and have branches everywhere. 
They could join a federal credit union with branches everywhere. 

Carlos could use the argument that they could join a federal credit union with branches everywhere to ease Margret's worries about losing access. By joining a federal credit union, they would have access to branches all across the country, ensuring that they can continue accessing their credit union services even if they move to a different location.

Carlos could use the argument that credit unions are like traditional banks and most services can be done online. This means that even if Margret and Carlos were to move, they would still have full access to their credit union accounts and be able to manage their finances online. By emphasizing the convenience and accessibility of online banking services, Carlos can help ease Margret's worries about losing access to their chosen credit union if they were to move.

Argument Carlos could use to help ease Margret's worries:

Carlos could use the argument that they could join a federal credit union with branches everywhere. By joining a federal credit union, they would have access to branches not just in their current location, but also in any other location they might move to in the future. Federal credit unions are regulated by the National Credit Union Administration (NCUA) and have a wider network of branches compared to state or local credit unions. This means that even if they were to move to a different state or city, they would still be able to access their credit union's services and continue their banking activities without any disruption. Additionally, many federal credit unions also offer online banking services, allowing them to access their accounts and perform most transactions conveniently from anywhere with an internet connection.