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You can use your

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from work to buy things. But sometimes you want to buy something really expensive that's outside your planned
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, like a car or house. That's where banks and credit unions can help by letting you borrow money in the form of a
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. Just remember that you'll also have to pay
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on top of repaying what was lended to you.

You can use your income from work to buy things. But sometimes you want to buy something really expensive that's outside your planned budget, like a car or house. That's where banks and credit unions can help by letting you borrow money in the form of a loan. Just remember that you'll also have to pay interest on top of repaying what was lent to you.