Two investment options are as follows.

Choice 1: Payments of $ 2550 now, $ 3100 a year from now, and $ 3720 two years from now.
Choice 2: Three yearly payments of $ 3100 starting now.
Assume interest is compounded continuously.

The present value of Choice 1 is $7,068.45 and the present value of Choice 2 is $8,845.45. Therefore, Choice 2 is the better option.