A jacket's original price is $65.00. It is on sale for 40% off. You have to pay 5% sales tax. What is the final price for the jacket?

PLEASE HELP I have been working on this for hours now and i still don't understand

This was done for you already

40% off means you pay 60%, right? so then just add on the tax to get
65.00 * 0.60 * 1.05 = _____