Destiny has $200 in cash. She has a car that is paid in full and worth $7,000. She has a home that is worth $200,000 but she still owes $175,000. She also has $1,700 in her checking account and $3,000 in her savings. However, she took $200 out of her checking account to buy a gift card for a baby shower. Did her net worth change? Did it increase or decrease and by how much?

not till she spent the $200 and gave away the gift card