A car insurance policy has a $500.00 deductible for comprehensive and a $1000.00 deductible for liability. Shaun gets into an accident. The damage to his car is $600.00 and the damage to the other person's car is $1100.00.
How much does Shaun need to pay for damage?
its 1500 I just got it right on the workbook
To determine how much Shaun needs to pay for the damage, we first need to understand the deductibles in his car insurance policy.
According to the information provided, Shaun's car insurance policy has a $500.00 deductible for comprehensive coverage and a $1000.00 deductible for liability coverage.
Comprehensive coverage is typically used for damage to Shaun's own vehicle, while liability coverage is used for damage to the other person's car.
Now, let's break down the costs involved:
- The damage to Shaun's car is $600.00.
- The damage to the other person's car is $1100.00.
Since the damage to Shaun's car falls under the comprehensive coverage, and the amount is less than the $500.00 deductible, he would need to pay the full cost of $600.00 for the damage to his own car.
For the damage to the other person's car, which falls under liability coverage, Shaun's policy has a $1000.00 deductible. Since the damage is $1100.00, Shaun would need to pay the full amount as it exceeds the deductible.
Therefore, Shaun needs to pay a total of $1600.00 ($600.00 for his own car's damage + $1000.00 for the other person's car's damage) for the damages.