Describe your experience with credit and credit cards in a brief paragraph using at least five adverbs and five adjectives in your description. Bold the adverbs and underline the adjectives. What is the most effective way to determine whether a word is an adjective or an adverb? below is what I came up with, please check for errors, are my adjective, adverb correct?

http://www.jiskha.com/search/index.cgi?query=credit+cards

Read carefully all except the first of the links in those search results.

Then post your sentences, once you get them written. Someone here will be happy to go over them for you.

five sentence using adverbs and adjectives about credit card use.

In my **personal** experience, dealing with **credit** and **credit cards** has been **very** **challenging** yet **rewarding**. It's **important** to **carefully** manage **financial** responsibilities **responsibly**. Before obtaining a credit card, it's **crucial** to **thoroughly** **research** different options. When using a credit card, it's **smart** to **wisely** spend **within** your means and **promptly** **pay** off **monthly** **balances**. **Regularly** **monitoring** your **credit score** is also **highly** advised to **actively** **maintain** a **good** credit history.

To determine whether a word is an adjective or an adverb, we need to look at its function in a sentence and its relationship to other words.

1. Adjectives modify nouns or pronouns and answer questions like "what kind?" or "which one?". In the example above, the underlined words (**personal**, **financial**, **monthly**, **good**) are all adjectives as they describe or specify the noun they are modifying.

2. Adverbs modify verbs, adjectives, or other adverbs and answer questions like "how?", "when?", "where?", "to what extent?". In the example above, the bolded words (**very**, **carefully**, **crucially**, **thoroughly**, **smartly**, **wisely**, **promptly**, **regularly**, **actively**, **highly**) are all adverbs as they describe the verb or add more information about its manner, timing, frequency, or degree.