# Finance

**personal finance**

John T. works on the assembly line at an automobile factory. One day he falls off the roof of his house while cleaning the gutters and injures his back. He learns he will be off his job for almost a year while his back heals. Which of the following insurance will he need to ...

**math**

Ray owns a gym and he needs equipment for a new workout class. He has two different options: • Lease equipment for $1100 per month. • Purchase new equipment for $24 000 which he will finance with a bank loan that charges an interest rate of 7.1%, compounded monthly. He ...

**intro to finance**

which is an example of a n ethical dilemma? an investment bank chooses to earn the biggest profit possible even though it hurts the clients a firm will not hire or retain you unless the value of yoru contributions is greater than your cost an investment bank chooses to look ...

**Finance**

Which of the following is not an example of a problem explained by agency theory? a) a manager encounters a conflict of interest between their responsibilities to shareholders and their responsibilities to employees. b)a manager protects her own job rather than the shareholder...

**finance**

Management provides the current balance sheet below. In planning for next year they are making the following assumptions Sales will increase by 50% Net income is projected to be $1,770 The plan will require an addition to PPE of $2,500 The firm pays a dividend 26% Calculate ...

**Finance**

The X Bank is a commercial bank that mainly engage in taking deposits and makes loans to corporations. The deposit attracted at the end of year 2017 is $ 100 Million SGD, and the deposit is expected to rise by 10% until 2022. The current deposit rate is 0.5% above LIBOR. X ...

**History**

What impact did World War I have on Russia? a.Russia’s territorial losses in the Baltic region led it to sign the Versailles Treaty to end its involvement. b.Russia’s high casualty rate led Czar Nicholas II to abandon the war effort to save civilian lives. c.Russia’s ...

**performance management**

hello, i am a fresh graduate of finance, i was hired by a company, the manager put me on the position of performance management , which i have no idea. later we will have a first meeting, and my boss ask me to present my work plan/ideas for performance management.i really have...

**business finance**

it is the policy of Beaj ltd to replace its vehicle after 5 years. the market value of a vehicle due for replacement is estimated to be $20000. a new vehicle to replace it is quoted as $78000. the money cost of capital is 25%. the acquisition of the new vehicle will lead to ...

**college finance**

Edward's Manufactured Homes purchased some machinery 2 years ago for $50,000. The assets are classified as 5-year property for MACRS. The company is replacing this machinery today with newer machines that utilize the latest in technology. The old machines are being sold for $...

**college finance**

You are considering two independent projects that have differing requirements. Project A has a required return of 12 percent compared to Project B’s required return of 13.5 percent. Project A costs $75,000 and has cash flows of $21,000, $49,000, and $12,000 for Years 1 to 3...

**finance**

Issue common stock of rm50 per share with dividend yield of 5% Growth rate =6% Tax rate= 40%

**Finance**

Prefered share 30 millions Issue 8% prefered stocks at rm 40 per share with par value of rm 100. The floatation cost is 10% of the selling price . The companys growth rate is 6% and tax rate is 40% . What's after tax cost of preferred stock ?

**finance**

Bonds rm 50 millions Issue bond with selling price of rm 1250 @ 16% interest annually . The bond will mature in 20 years and the issuance cost is rm 50

**Finance**

The Evanec Company’s next expected dividend, D_1, is $3.18; its growth rate is 6%; and its common stock now sells for $36.00. New stock (external equity) can be sold to net $32.40 per share. What is Evanec’s cost of retained earnings, r_s? What is Evanec’s percentage ...

**business finance**

a company intends to raise finance through the issue of 15% $200 corporate bond redeemable in 15 years. what is the fair value of the bond to an investor with an expected rate of return of 18%?

**finance**

Suppose you obtain a $3,000 T-note with a 3% annual rate, paid quarterly, with maturity in 5 years. How much interest will you earn?

**Finance**

Variable rate loans typically have a 1)________ interest rate than fixed rate loans because with variable rate loans, the borrower assumes the risk that the interest rate might 2)_________. a. Higher, Increase b. Lower, Increase c. Higher, Decrease d. Lower, Decrease I pick c.

**World History**

Which best describes Karl Marx’s viewpoint on capitalism and the emergence of communism? The government should exist to support private business and the import and export of goods. The bourgeoisie will overthrow the proletariat due to inequalities, resulting in a classless ...

**Finance**

Assume that Jocelyn is comparing two fixed-rate loan options, a 15 year and a 30 year mortgage. Both options have the same interest rate and amount borrowed. The 30 year, when compared to the 15 year loan will have a 1)_____________ monthly payment and a 2)___________ total ...

**business finance**

a 15 year constant cash flow of $1200 starts from today. i. what is the present value if the ruling interest is 20%? ii. what would be the present value if the cash flow were to start at the beginning of year 3?

**English/Grammar Tutor Please !!!!!!!!!**

As the public uproar over generic drug and off-patent, off-exclusivity branded drug price gouging heightens, state experts and patient activists in Maryland are lobbying for politicians to implement a law that would prohibit price gouging of important off-patent non-brand ...

**business finance**

A man's bank has offered him a loan of $20000 payable within the year at an annual interest rate of 24%. Calculate the monthly equal payment to defray both the principal and interest payment. Prepare a loan repayment schedule segregating interest from the principal.

**Finance**

Fox Hollow Franks is looking at a new system with an installed cost of $540,000. This equipment is depreciated at a rate of 20 percent per year (Class 8) over the project’s five-year life, at the end of which the sausage system can be sold for $80,000. The sausage system ...

**Finance**

Caradoc Machine Shop is considering a four-year project to improve its production efficiency. Buying a new machine press for $410,000 is estimated to result in $150,000 in annual pre-tax cost savings. The press falls into Class 8 for CCA purposes (CCA rate of 20 percent per ...

**Check Work Please ✔**

As public uproar over generic drug and off-patent, off-exclusivity branded drug price gouging heightens, state experts and patient activists in Maryland are lobbying for politicians to implement a law that would prohibits price gouging of important off-patent non-brand drugs. ...

**Grammar**

Finance, Health, and Government Operations made amendments and voted according, the bill -House Committee Health and Government Vote - House - Committee - Health and Government Operations, Vote - Senate - Committee – Finance, Vote - House Floor - Third Reading Passed (137-4...

**business finance**

a staunch christian has willed an amount of $5500 to be paid annually forever to the bible house. At 91 day treasury bill rate of 12%, what is the present value of the donation if payment starts; at the end of the year at the beginning of the year at the end of five years

**business finance**

in five years time you will require $150000 to pursue a degree in university. you currently have $75000. at a bank rate 14% can you have the sufficient funds to achieve your ambition? ii. at what interest rate will you just be able to obtain the exact sum to finance your ...

**business finance**

your dream car cost $100000 in four years time to purchase. you won a lottery of $65000. can your lottery sum buy you the car should you invest in 90 day 11% treasury bill?

**English/Writing Help Please?**

Help with sentence structure.... In a response to the uproar on January 30, 2017 legislation presented the House with the HB 631 bill which will forbid a wholesale distributor from increasing a price on vital medication, under definite statuses. Stages of bill hearing,votes, ...

**English**

Help Putting in sentences Please!. Vote - Senate - Committee – Finance, Vote - House Floor - Third Reading Passed (137-4) – March 17, 2017, Vote - House Floor - Third Reading Passed (137-2) – April 02, 2017, Vote - Senate Floor - Floor Amendment {683326/1 (Senator ...

**math**

You purchase a computer for $875.00 plus 5% sales tax. You decide to finance it through the store's 0% program for 12 months. The terms state you pay nothing until the 12 months are over. When you receive the bill, you forget to pay it and are assessed a late fee of $39.00 ...

**Finance**

Meredith is stuck in the airport on a long layover while traveling for work. She sees two Wi-Fi’s she can log onto: one says Airport Wi-Fi and the other says Free Airport Wi-Fi. She needs to sign on and pay some bills. Which Wi-Fi option should she choose? a.neither until ...

**Finance**

Which one of the following account login credentials (username and password) is most important to keep secure? a.Primary Email account b.Credit Card website c.401(k) website d.Bank website e.Mortgage website I pick d Because this is where all your money is kept.

**Finance**

What does In-Private (or Incognito) browsing do? a.it keeps your browsing completely hidden from everyone. b.It hides your IP address from the sites you visit. c.It allows the storage of some cookies and internet files so that webpages will still work correctly, but at the end...

**Finance**

Which of the following would be considered the highest risk portfolio? A. A portfolio made up of 20% savings accounts, 50% mutual funds, and 30% bonds. B.A portfolio made up of 40% mutual funds, 40% Treasury bonds, and 10% stocks. c.A portfolio made up of 60% stocks, 30% ...

**Finance**

THe dumonts take- home pay ( after deductions for taxes and benefits ) is approximately $6045 monthly. currently nonmortgage debt payments equal $911 (i.e, $405 auto, $100 miscellaneous credit, $196 student loan, and $210 furniture). calculate and interpret their debt ratio. ...

**Finance**

Hello. I need to find the market values of debt and equity for a company. The company is fictitious, so I cannot pull up any real market data for it. I have the book value of stockholder's equity as $36,231, and I know that the Debt to Equity Ratio is 60.4%. How can I extract ...

**Math**

The manager of a manufacturing company knows that they will need a new machine in one of their factories. The new machine will cost them $13,700. The manager has determined that they can afford to pay 10% of the cost of the machine in cash. They can then finance the rest ...

**Math**

Bella borrowed rupees 25000 from a finance company to start a boutique at 20% per annum compounded half yearly what amount of money will clear her debt after 3/2 years

**Math**

Tabitha opens a credit card in which the minimum payment is 13%. Her current balance is $1,450, not including the finance charge, and the APR is 14.5%. Assuming she makes a payment of $500 this month, how much will the minimum monthly payment be for the next month? .145/12=....

**Finance**

You have just started your first job and you want to have the basic appliances (fridge, washer, dryer, etc.) in your apartment. You face the following choices: (i) Purchase all appliances at the store using a bank loan. There is no down payment as the bank can take your ...

**finance**

Stock A is expected to provide a dividend of $10 per share forever. Stock B is expected to pay a dividend of $5 next year, after which dividends are expected to grow forever at 5.4%. finally, stock C is expected to pay a dividend of $2 in two years after which dividend growth ...

**Finance**

I need to know the formula for finding the 'lost sales'. I'm given the following information. a. New Output b. Lost Output (Construction) c. New Sales d. New Gross Margin e. New Gross Profit f. Old Output g. Old Sales h. Old Gross Profit i. Incremental Gross Profit I thought ...

**personal finance**

what is The simple interest earned on a deposit of $4,000 at 5% for 120 days.

**Finance**

Norris currently has an account balance of $3,703.05. He opened the account 25 years ago with a deposit of $1,725.95. If the interest compounds monthly, what is the interest rate on the account? My answer is 3.1%

**Finance - Family Planning**

You want to save for your child’s education, you can either choose an account that is federally tax free that earns 6% or a regular taxed invested that earns 7%. If your marginal tax rate is 25%, which should you choose? (Show your work)

**Economics - Finance**

Your first baby was born yesterday and is healthy and strong. To guard against your premature death, you want to purchase a life insurance policy that will replace $58,000 of your annual income until your child is 20 years old. How much life insurance should you purchase, if ...

**Finance**

Hello. This is kind of long, but I would truly appreciate it if someone could help me validate my solutions for the three questions listed below. Thank you in advance. A firm is considering acquiring a new segment to add to its product line. The estimated sales growth rate is ...

**Finance**

First Inc. is facing a liquidity problem and needs to issue a perpetual bond that is callable only at the end of year 2. The call price is $1,000 (face value) plus an additional coupon payment. The current interest rate is 8% per year. At the end of each year, interest rate ...

**Finance**

I need to calculate the WACC with the following information: Cost of debt = 7% Cost of preferred stock is 7.5% Cost of common stock via the CAPM = 6.8% Cost of common stock via the DDM = 7.8% Cost of common stock via the Earnings Multiplier Approach = 8.4% I was told that it's...

**Finance**

The following are the investment and operating costs for two machines, J and K. Year: 0, 1, 2, 3 J: 11000, 1200, 1300 K: 13000, 1200, 1300, 1400 The WACC is 10.5%. How do I use the WACC to determine which machine is a better buy?

**Finance**

The following is the cash flow forecast for Project A. Time: 0,1,2,3,4 Project A: (8500), 3600, 2400, 2850, 5200 I need to find the discounted payback, NPV, IRR, and MIRR at a cost of capital of 8.25%. I used Excel and got the following results: Discounted payback period = 3....

**Finance**

4. Mary W atson is 24 years old and single, lives in an apartment, and has no dependents. She expects to earn $50,000 as a sales assistant. $4,500 of her wages will be withheld for year 2014. She also expected to have interest income $500. Estimate her taxable income, tax ...

**Finance**

A7X Corp. just paid a dividend of $1.90 per share. The dividends are expected to grow at 22 percent for the next eight years and then level off to a growth rate of 6 percent indefinitely. If the required return is 13 percent, what is the price of the stock today?

**MATH**

Eleanor had an average daily balance of $250.82 in her charge account. She paid 1.7% interest on that amount. Compute her finance charge.

**Finance Question - Formulas**

Instead of spending the $50 a month you receive, you decided to invest it in your money market account at your bank. Assuming you will earn an average of 5% each year and inflation is forecasted to 2.5% a year, how much have you effectively earned after ten years? (Hint: must ...

**Personal Finance**

Which type of computation would a person use to determine current value of a desired amount for the future? A. Present value of a series of deposits B. Future value of a single amount C. Future value of a series of deposits D. Present value of a single amount

**Business finance**

anthony has decided to purchase a $19000 car. he plans to put 20% down toward the purchase and to finance the rest at a 6.8% interest rate for 4 years. find the monthly payment

**Social studies**

The regulations help creditworthiness people obtain charge accounts loans mortgages and other kinds of credit by not allowing creditors to treat applicants unfairly. But the regulations do not guarantee the applicant credit. Creditors may still determine creditworthiness by ...

**Social studies**

The regulations creditworthiness people obtain charge accounts, loans, mortgages, and other kind of credit by not allowing creditors to treat applicants unfairly. But the regulations do not quarantee the applicant credit. Creditors may still determine creditworthiness by ...

**Corporate Finance**

Jason's opportunity cost rate is 8 percent compounded annually. How much must he deposit in an account today if he wants to receive $5,400 at the end of each of the next 10 years? Use a financial calculator to determine the amount to be deposited today.

**finance**

Find the final amount in the following retirement account, in which the rate of return on the account and the regular contribution change over time. $470 per month invested at 5%, compounded monthly, for 7 years; then $709 per month invested at 7%, compounded monthly, for 7 ...

**Math (finance )**

Find the monthly payment, needed to have a sinking fund accumulate the future value, $16,000. The yearly interest rate is 6.7% and the number of payments is 20. Interest is compounded monthly. I do not remember how to solve for this equation. Please help me.

**corporate finance**

National Health Corporation (NHC) has a cumulative preferred stock issue outstanding, which has a stated annual dividend of $9 per share. The company has been losing money and has not paid preferred dividends for the last five years. There are 360,000 shares of preferred stock...

**PreCalculus**

Rebecca and Tom Payton have decided to buy a home that costs $200,000. The Paytons can put down 20% of the home's price. They have applied for a 15-year, 9% FRM to finance the balance. They Paytons have a combined gross annual income of $70,000. Answer the following questions ...

**Corporate Finance**

You have been asked to estimate the value of a 10-year bond with a coupon that will be low initially but it is expected to grow later in the bond’s life. The coupon is expected to be 5% of the face value of the bond (which is $ 1000) for the first 5 years, and will increase ...

**Finance**

What is the value of 15-year corporate bonds, with a coupon rate of 9%, if current interest rates on similar bonds is 8%? How much would the value change if interest rates increased to 10%? Under what conditions will this bond trade at par (face value)?

**Finance**

A company is planning to set aside money to repay $100 million in bonds that will be coming due in 10 years. If the appropriate discount rate is 9%, a. how much money would the company need to set aside at the end of each year for the next 10 years to be able to repay the ...

**Corporate Finance**

You have just taken a 30-year mortgage loan for $200,000. The annual percentage rate on the loan is 8%, and payments will be made monthly. Estimate your monthly payments.

**numerical methods in finance**

∮_0^1▒∫_1^2▒〖(x^2+y^2)dxdy〗using simpsons one third rule

**finance**

The Switch division of Tornax Inc. produces a small switch that is used by various companies as a component part in their products. Tornax operates its divisions as autonomous units, giving its divisional managers great discretion in pricing and other decisions. Each division ...

**Accounting Help (with answers for checking)**

Ben Guslists, vice-president of sales, has recommended adding a new product line. A market study and cost analysis show that the new line should yield the following annual results: New Sales $2,800,000.00 Cost of Sales $1,600,000.00 Operating Expenses $200,000.00 Total ...

**Introduction to finance**

What's the formula for a required return? I have data for a company with a beta of 1.4, risk premium is 9% and the risk-free rate is 4%?

**Finance Help?**

Can someone please describe to me how the concept of Beta impacts financial decision making? Much appreciated!!

**Finance**

What is the present value of $100 PERPETU I TY of the interest rate is 7%? If interest rates doubled to 14%, what would its present value be? At 7% hundred dollars multiplied 0.943 equals 9430 or is it 14.2857 multiplied 100 equals 1428. 57? At 14% is it $100 times 0.877 ...

**Database Design and Programming**

Assignment Problem. Given the following functional requirements description of the following application, produce an ERD model based on the Crow’s Foot model—that can be implemented. Show all entities, relationships, optionalities, connectivities, and cardinalities. ...

**Finance**

Jack has $6,000 invested in a bank that pays 3% annually. How long will it take for his funds to double?

**Finance**

Suppose you would like to retire in 50 years as a millionaire. If you have $7,500 today, what rate of return must you earn on $7,500 to achieve your goal

**Personal Finance**

If you buy an item for $95 with the agreement to pay $100 in 90 days what is the effective annual rate on this transaction?

**Personal Finance**

A $5000 loan has a stated rate of 10% but it will be paid off in 12 equal monthly payments. What is the APR on the loan?

**Personal Finance**

Freddie Sue has a monthly gross income of $2950 and total monthly debt payments of $160. She will have to make a down payment of 15% of the purchase price of a new home and estimates that the monthly property tax and insurance cost will be $210. If she can get a 30 year loan ...

**Math**

Does anyone have the answers for the Penn Foster Math for Business and Finance proctored exam? 060497

**Business finance**

Mr. X wants a fridge that cost 12000.He has arrange to borrow to borrow the total purchase price from a finance company at a simple interest rate of 12% .the loan require quarterly payment for a period of 3yrs.if the first payment is due 3months after purchasing a fridge,what ...

**Finance**

The Arizona Bay Corporation sells on credit terms of net 30. Its accounts are, on average, four days past due. If annual credit sales are $9.75 million, what is the company’s balance sheet amount in accounts receivable?

**MATH (POST 2) Need Help Please**

Using the average daily balance method and the information given, find the credit card finance charge for the month of August (31 days). The annual interest rate is 18%. July 31st (Balance) $590 August 5 (Charge) $90 August 9 (Payment)$560 August 14 (Charge)$193 ...

**Math (Business)**

Using the average daily balance method and the information given, find the credit card finance charge for the month of August (31 days). The annual interest rate is 18%. July 31st (Balance) $590 August 5 (Charge) $90 August 9 (Payment)$560 August 14 (Charge)$193 ...

**finance**

Explain in detail on how does the modified internal rate of return include concepts from both the traditional internal rate of return and the net present value methods? Use a quantitative example to present for your answer.

**finance**

Inflation, disinflation and deflation can have significant effects on income statements and balance sheets, and therefore on the calculation of ratios. Discuss the possible impact of inflation, disinflation and deflation of the ratios, and explain the direction of the impact ...

**Managerial Finance**

Gluon Inc. is considering the purchase of a new high pressure glueball. It can purchase the glueball for $200,000 and sell its old low-pressure glueball, which is fully depreciated, for $36,000. The new equipment has a 10-year useful life and will save $44,000 a year in ...

**Mathematics of finance 1**

A company has sales of 160000 which represents a 6.5% increase over the previous year. what were the sales over previous year? please elaborate the method and formula

**Statistics for Finance**

Question 3 [17 Marks) There are five (5) set of data; A to E is provided for this question. Each group will be assigned to analyze ONE dataset only and answer the questions below. The assigned dataset will be determined by your lecturer in separate announcement in MMLS. Below ...

**Finance**

Which type of debt is the least attractive for a consumer? Unsecured debt Secured debt Mortgage debt Lease debt My answer is unsecured debt

**Finance**

Sheet Metals has an outstanding loan that calls for equal annual payments of $12,600.47 over the life of the loan. The original loan amount was $72,000 at an APR of 8.15 percent. How much of the third loan payment is interest? $5,868.00 $4,725.89 $4,896.48 $5,009.16 $4,687.53

**Finance**

You want to purchase a new condominium that costs $287,500. Your plan is to pay 25 percent down in cash and finance the balance over 15 years at 3.75 percent. What will be your monthly mortgage payment including principal and interest? $1,568.07 $1,333.33 $1,708.16 $1,221.43 $...

**Managerial finance 4A**

Mr Paul is identified three investment opportunities that he is considering.one is investment A that is expected to pay N$800.00 ayear for three years,followed by N$1000.00 per year for four years. it will pay N$2000.00 at the end of the eighth year. Investment B is expected ...

**finance**

Usha Manufacturing Co. has a bond of $1000 par value outstanding. It pays interest annually and carries an annual coupon rate of 8%. Bonds are issued 2 years ago & due in 10 years. If the market rate of return on bonds is 7%. Required: a. What is the current price of the bond...

**finance**

Emma's Cabinets is looking at a project that will require $80,000 in fixed assets and another $20,000 in net working capital. The project is expected to produce annual sales of $110,000 with associated costs (other than depreciation) of $70,000. Kurt’s pay $5,000 a year as ...

**Finance**

You plan on depositing $10,000 at the end of each year for 30 years into a retirement account that pays 5% interest. How much could you withdraw annually in equal beginning of year amounts starting at the time you make your last deposit and continuing for a total of 20 years, ...