What is long-term disability insurance? (1 point) Responses It is often sponsored by the employer as part of benefits and provides income protection to an employee while they cannot work for a short time. It is often sponsored by the employer as part of benefits and provides income protection to an employee while they cannot work for a short time. It is either employer sponsored or individually purchased and provides income protection if an employee becomes unable to work for a long period of time due to illness, disability or non-work-related injury. It is either employer sponsored or individually purchased and provides income protection if an employee becomes unable to work for a long period of time due to illness, disability or non-work-related injury. It covers the employee’s income and medical costs when they are hurt on the job and are unable to work. It covers the employee’s income and medical costs when they are hurt on the job and are unable to work. It is used to protect income in case of illness or injury for people younger than 65 who are unable to work for at least a year.
It is either employer sponsored or individually purchased and provides income protection if an employee becomes unable to work for a long period of time due to illness, disability, or non-work-related injury. It is designed to cover a portion of the employee's income and may also include coverage for medical expenses related to the disability. It is typically used to provide financial support for individuals who are unable to work for an extended period of time, often lasting longer than a year.
