What is short-term disability insurance?(1 point) Responses It is used to protect income in case of illness or injury for people younger than 65 who are not able to work for at least a year. It is used to protect income in case of illness or injury for people younger than 65 who are not able to work for at least a year. It is often sponsored by the employer and provides income protection to an employee while they cannot work for a temporary period of time. It is often sponsored by the employer and provides income protection to an employee while they cannot work for a temporary period of time. It covers the employee’s income and medical costs when they are hurt on the job and cannot work. It covers the employee’s income and medical costs when they are hurt on the job and cannot work. It is money that is paid out for the first two weeks after an employee has an accident or an illness occurs.

Question

What is short-term disability insurance?(1 point) Responses It is used to protect income in case of illness or injury for people younger than 65 who are not able to work for at least a year. It is used to protect income in case of illness or injury for people younger than 65 who are not able to work for at least a year. It is often sponsored by the employer and provides income protection to an employee while they cannot work for a temporary period of time. It is often sponsored by the employer and provides income protection to an employee while they cannot work for a temporary period of time. It covers the employee’s income and medical costs when they are hurt on the job and cannot work. It covers the employee’s income and medical costs when they are hurt on the job and cannot work. It is money that is paid out for the first two weeks after an employee has an accident or an illness occurs.

Answer 1

Short-term disability insurance is often sponsored by the employer and provides income protection to an employee while they cannot work for a temporary period of time.

Answer 2

Short-term disability insurance is a type of insurance that is designed to protect an individual's income in case they become unable to work due to illness or injury for a temporary period of time. This type of insurance is typically available for individuals who are younger than 65 and who are not able to work for at least a year.

To understand what short-term disability insurance is, you can consider the following points:

1. Purpose: Short-term disability insurance provides income protection to employees who are temporarily unable to work due to illness or injury. This allows them to continue receiving a portion of their income while they are unable to work.

2. Employer-sponsored: Short-term disability insurance is often sponsored by the employer, meaning that the employer pays for or contributes to the cost of the insurance coverage. This can vary depending on the employer and the specifics of the insurance policy.

3. Temporary coverage: Unlike long-term disability insurance, which covers longer periods of disability, short-term disability insurance covers a temporary period of time. Typically, it provides coverage for a few weeks or months, depending on the specific policy.

4. Income and medical costs: Short-term disability insurance helps cover a portion of the employee's income while they are unable to work. Additionally, it may also cover some of the medical costs associated with their illness or injury, depending on the policy terms.

It's important to note that the exact details and coverage of short-term disability insurance can vary depending on the specific insurance policy and the regulations of the country or state in which the individual resides.

Answer 3

Short-term disability insurance is often sponsored by the employer and provides income protection to an employee while they cannot work for a temporary period of time. It is used to protect income in case of illness or injury for people younger than 65 who are not able to work for at least a year.