Which credit score will make it more difficult to get a loan, 589 or 499?(1 point)

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A credit score of 499 will make it more difficult to get a loan compared to a credit score of 589. A credit score of 499 is considered very poor, while a credit score of 589 is considered poor. Lenders typically have stricter requirements for borrowers with lower credit scores, so a score of 499 would likely result in a lower chance of approval for a loan.

How many main credit bureaus are there?(1 point)

There are three main credit bureaus: Equifax, Experian, and TransUnion. These credit bureaus collect and maintain credit information on individuals, and their reports are often used by lenders to make decisions on loan approvals and interest rates.

How many credit reports can you get free from each bureau each year?(1 point)

You can get one free credit report from each of the three main credit bureaus (Equifax, Experian, and TransUnion) every year. This means you have the opportunity to access a total of three free credit reports annually.

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