By the end of the nineteenth century, the United States banking system transitioned from(1 point)

a decentralized system of state banks to a centralized system of state and national banks.

a decentralized system of national banks to a centralized system of state banks.

a centralized system of state banks to a centralized system of national banks.

a centralized system of state and national banks to a decentralized system of state banks.

a decentralized system of state banks to a centralized system of state and national banks.