Translate into an equation

A gym charges $9.95 per month for a membership and $3.25 for each cycling class. If Mary's total bill for one month was $39.20, how many classes did she take?

Let x represent the number of cycling classes Mary took.

The equation to represent Mary's total bill for one month is:
9.95 + 3.25x = 39.20

This equation shows that Mary paid $9.95 for the monthly membership plus $3.25 for each cycling class she took, which totaled $39.20 for the month.