What is the most efficient way to use a credit card?(1 point)

Responses

paying off the balance before interest can accrue
paying off the balance before interest can accrue

maximizing the amount of interest accrued on a credit card
maximizing the amount of interest accrued on a credit card

paying the minimum amount required by a credit card issuer
paying the minimum amount required by a credit card issuer

not paying off a credit card unless there are late fees

paying off the balance before interest can accrue