Antoine applied for a credit card. The bank offers him a very low line of credit and a high interest rate. He has some savings but wanted a card in case of emergencies. What should he do?
• Take the card and use it whenever he wants.
• Get the card if he can afford the monthly payments.
• Take out another loan to build a stronger credit history.
• Reconsider why he wants a credit card since it is not a good deal.