lily is saving up to buy a cellphone

That's great! Saving up for a cellphone is a smart financial decision. Lily can start by setting a savings goal and creating a budget to determine how much she can save each month. She can also consider cutting back on unnecessary expenses to save even more. Additionally, she can explore different options and research the prices of different cellphones to find the one that fits within her budget. It's important for Lily to stay motivated and disciplined with her savings plan to reach her goal.