Given Alexandria has a total credit card balance of $23,750, what happens if she spends the next year paying her credit card balances down to $200 on each card? (1 point)

Her credit rating will go up.
There is no way to predict how it will affect her credit rating.
Her credit rating will go down.
She will be better off, but it will not affect her credit rating.

There is no way to predict how it will affect her credit rating.