Which situation can be modeled by a linear function

A bank account that grows at a rate of 5% per year compound annually, a population of bacteria that doubles every 4.5 hour
The cost of cell phone service that charges a base amount plus $.20 per minute
The concentration of medicine in a persons body that decays by a factor of 1/3 every

The cost of cell phone service that charges a base amount plus $.20 per minute can be modeled by a linear function.