Which statement best explains U.S. monetary policy? (1 point)O Monetary policy prevents future economic downturns and financial panics.

O Monetary policy ensures steady job growth.
O Monetary policy includes the exchange rate on the U.S. dollar in foreign markets.
Monetary policy includes the steps the nation's central bank takes to ensure a healthy
economy.

Monetary policy includes the steps the nation's central bank takes to ensure a healthy economy.