Find the GCF (greatest common factor) of the following terms.

{36xy,24,12xy}

To find the greatest common factor (GCF) of the given terms, we need to find the largest number or term that divides evenly into all of them.

First, let's examine the numbers within the terms: 36, 24, and 12. We can see that the number 12 divides evenly into all of them.

Next, let's consider the variables: xy. We can see that xy is a common factor in both terms 36xy and 12xy.

Therefore, the GCF of {36xy, 24, 12xy} is 12xy.