What does personal injury protection do?
It covers medical costs to the driver and passengers of the named vehicle. It covers medical costs to the driver and passengers of the named vehicle. It covers injury or death to others caused by the named driver or named car. It covers injury or death to others caused by the named driver or named car. It covers damage to other people’s property. It covers damage to other people’s property. It covers damage to the named car if the accident is a hit-and-run or the other driver does not have insurance or enough insurance.
Personal injury protection (PIP) is a type of auto insurance coverage that helps cover medical expenses for the driver and passengers of the insured vehicle, regardless of who is at fault for the accident. PIP typically covers a range of medical expenses, such as hospital bills, doctor visits, and rehabilitation costs.
In addition to covering medical costs for the named driver and passengers, PIP also provides coverage for injury or death to others caused by the named driver or the insured car. This means that if the insured driver is at fault for an accident and causes harm to others, PIP can help cover their medical expenses.
Furthermore, PIP may also offer coverage for property damage. This includes covering damage to other people's property that may have been caused by the insured driver or their vehicle, such as damage to another car or someone's fence.
Lastly, PIP can also provide coverage for the named vehicle itself in certain situations. For example, if the insured vehicle is involved in a hit-and-run accident or the other driver does not have insurance or enough insurance to cover the damages, PIP may help cover the costs of repairing or replacing the named car.
It is important to note that the specifics and limits of PIP coverage can vary depending on the insurance policy and the laws of the state in which the policy is issued.