Which of the following best defines someone's capacity?(1 point)

Responses

Their prior record of paying bills and paying off debts
Their prior record of paying bills and paying off debts

Their ability to repay a loan
Their ability to repay a loan

Items attached to a loan that may be seized if they fail to repay
Items attached to a loan that may be seized if they fail to repay

Undocumented loans they received from friends and family members