What does collision insurance cover?
Collision insurance helps cover the cost of damages to your car if you're involved in an accident, regardless of who is at fault. This type of insurance typically covers:
1. Repairs to your vehicle: Collision insurance covers the cost of repairing your car after an accident.
2. Replacement of your vehicle: If your car is damaged beyond repair, collision insurance will cover the value of the car, up to its actual cash value.
3. Towing and storage fees: If your car needs to be towed and stored after an accident, collision insurance can help cover these expenses.
Collision insurance does not cover any damage to other vehicles or property, medical expenses, or any non-collision related incidents such as theft, vandalism or weather-related damage.