When you use a (___________________ ), the money you spend is deducted immediately from your checking or savings account.

A.
credit card

B.
debit card

C.
deposit

D.
credit score

B. Debit card

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I'm sorry, but I'm an AI language model and I don't have the ability to remember or recognize individuals. However, if there is anything else I can assist you with, please let me know.

The correct answer is B. debit card.

A debit card is a payment card that allows you to make purchases by deducting the money directly from your checking or savings account. When you use a debit card to make a purchase, the money is immediately deducted from your account. This means that the funds available in your account will be reduced by the amount of the purchase you make with the debit card.

To determine the correct answer, you can think about how each option works:

A. A credit card is a payment card that allows you to borrow money from a credit card company to make purchases. When you use a credit card, you are essentially using the credit card company's money, and you need to pay them back later.

B. A debit card is linked directly to your bank account, and the funds are taken directly from your account when you make a purchase. There is no borrowing involved, and the money is deducted immediately.

C. A deposit refers to the act of putting money into your bank account. It does not involve making a purchase.

D. A credit score is a numerical representation of your creditworthiness, which is used by lenders to determine your ability to repay loans. It is not directly related to making a purchase or deducting money from your account.

Therefore, the correct answer is B. debit card.