1. An insured patient pays a flat fee for certain services. The amount that the patient must pay is the .
A. deductible
B. copayment
C. formulary
D. coinsurance
My answer B
2. Ravi and Juli are discussing the National Practitioner Dta Bank. Ravi says that undesirable licensure actions and medical malpractice payment must be reported to the NPDB. Juli says that harmful professional society membership actions and adverse clinical privilege actions must be reported to the NPDB. Who is correct?
A. Onley Ravi is correct
B. Only Juli is correct
C. Nether is correct
D. Both are correct
My answer D
3. Which of the following necessarily involves direct online contact between patients and physicians?
A. Cybermedicine
B. PPOs
C. E-health
D. HMOs
My answer A
4. Which of the following best states the purpose of state medical boards?
A. Protecting the health .safety, and welfare of health care consumers
B. Making sure doctors are adequately compensated
C. Advancing medical research
D. Issuing licenses
My answer A
5. Which of the following four essential elements of contract concern exchange of value?
A. Agreement
B. Contractual capacity
C. Consideration
D. Legal subject matter
My answer C
6. If a 15-year-old seeks medical treatment, the physician does not need parental permission if
A.there's a life-threatening medical emergency such that the doctor uldn't delay treatment to seek permission
B. the minor provides a detailed, written explanation that convinces the physician that the parent will consent.
C. the minor can afford to pay for the treatment.
D. the treatment doesn't involve surgery.
My answer B
7. An insured patient pays $500 toward medical bills before the insurance company pays anthing. The amount that the patient must pay is the
A. formulary
B. copayment
C. coinsurance
D. deductible
My answer C
8. What legal concept explains why a receptionist can make patient contracts that are binding on a doctors?
A. Consideration
B. Agency
C. Mutual assent
D. Negligence
My answer C
9. Bob Smith is charged with a crime. The maximum penalty is 90 days in jail. This crime must be a
A. misdemeanor
B. common law crime
C. felony
D.traffic offense
My answer A
1. Your answer is incorrect. The correct answer is D. coinsurance. To calculate coinsurance, the insured patient pays a percentage of the medical costs after the deductible has been met.
2. Your answer is incorrect. The correct answer is C. Neither is correct. Undesirable licensure actions and medical malpractice payments must be reported to the NPDB, but harmful professional society membership actions and adverse clinical privilege actions are not required to be reported.
3. Your answer is correct. A. Cybermedicine necessarily involves direct online contact between patients and physicians.
4. Your answer is correct. A. Protecting the health, safety, and welfare of health care consumers is the main purpose of state medical boards.
5. Your answer is correct. C. Consideration is the element of contract that concerns the exchange of value between parties.
6. Your answer is incorrect. The correct answer is A. If there is a life-threatening medical emergency such that the doctor couldn't delay treatment to seek permission, parental permission is not needed for a minor to receive medical treatment.
7. Your answer is incorrect. The correct answer is D. deductible. The amount that an insured patient pays before the insurance company starts paying is called the deductible.
8. Your answer is incorrect. The correct answer is B. Agency. The legal concept of agency allows a receptionist to make contracts on behalf of a doctor, making them binding.
9. Your answer is correct. A. Misdemeanor is the correct answer, as it refers to a crime with a maximum penalty of 90 days in jail. Felony refers to more serious crimes with higher penalties.