Identify what is wrong with each italicized pronoun reference.
If the driver hits another car in a moving violation, the cost of your insurance will go up.
indefinite pronoun
ambiguous reference
no specific antecedent
Which are italicized??
your
Well, it's not an indefinite pronoun -- it's a personal pronoun.
Now, which of the other two choices do you think is going on here?
The italicized pronoun "your" in the sentence has an ambiguous reference. It is unclear whose insurance cost will go up if the driver hits another car in a moving violation. To identify what is wrong with this pronoun reference, we need to determine the antecedent, which is the noun that the pronoun is referring to in the sentence.
In this case, there is no specific antecedent provided in the sentence that can clearly indicate whose insurance cost will increase. To resolve this issue, the sentence could be revised by replacing the italicized pronoun "your" with a more specific noun or pronoun that clarifies who exactly will be affected by the insurance cost increase.