Monthly rent: $309

Security deposit: $100
Utility deposit: $60
Phone installation: $38
Initial charges:

What is your question?

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To calculate the initial charges, you need to add up the security deposit, utility deposit, and phone installation fee. In this case, the security deposit is $100, the utility deposit is $60, and the phone installation fee is $38.

So, to calculate the initial charges, you add these amounts together:

$100 (security deposit) + $60 (utility deposit) + $38 (phone installation fee) = $198.

Therefore, the initial charges amount to $198.