Expensive jewelry is usually insured by a(n):

A. umbrella policy.

B. replacement cost rider.

C. policy floater.

D. named-perils policy.
i got B.

did i get it right ?

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I agree.

http://www.homeinsurance.org/articles/using-a-home-insurance-policy-floater-to-protect-your-valuables.html

a. umbrella policy

Its C. Writeacher you are very rude.

yeah write teacher you are extremely rude get some manners

That is correct! Expensive jewelry is usually insured by a replacement cost rider, which is option B.

To arrive at this answer, you need to understand the different types of insurance policies and covers specifically designed for valuable items like jewelry.

An umbrella policy, option A, is a type of liability insurance that provides extra coverage beyond what your existing policies offer, such as auto or homeowners insurance. It doesn't directly apply to insuring jewelry.

A policy floater, option C, is a separate policy that provides coverage for specific items outside the scope of your regular insurance. However, it doesn't specifically refer to insuring jewelry.

A named-perils policy, option D, is an insurance policy that only covers specifically named perils or risks. Again, it doesn't specifically pertain to jewelry insurance.

Therefore, the most suitable option is option B, the replacement cost rider. This is an additional coverage option that can be added to your homeowners or renters insurance policy. It ensures that if your jewelry is lost, stolen, or damaged, the insurance will cover the cost of replacing it with a new piece of similar value, rather than just providing the actual cash value.

So, in summary, when it comes to insuring expensive jewelry, a replacement cost rider is the most common and appropriate insurance option.