Which insurance coverage was created to allow coverage for options that are not covered under Medicare A & B

The insurance coverage that was created to allow coverage for options not covered under Medicare A & B is called Medicare Supplement Insurance, also known as Medigap. Medigap policies are designed to fill the gaps in coverage left by Medicare and are sold by private insurance companies.

To find out more about Medicare Supplement Insurance, you can follow these steps:

1. Research different Medigap plans: Start by understanding the types of Medigap plans available and what they cover. There are ten standardized Medigap plans, labeled with letters from A to N. Each plan offers different levels of coverage, so it's important to choose one that suits your needs.

2. Compare prices and coverage: Contact various private insurance companies in your area that offer Medigap plans and compare the prices and coverage they offer. Keep in mind that the benefits offered under each plan are standardized, but premiums may vary between insurers.

3. Understand eligibility and enrollment: Medigap plans are available to individuals who are enrolled in Medicare Part A and Part B. The best time to enroll in a Medigap plan is during your six-month Medigap Open Enrollment Period, which starts the first day of the month you turn 65 and are enrolled in Medicare Part B.

4. Contact insurance companies: Once you have decided on a specific Medigap plan, contact the insurance companies that offer that plan in your area. The insurance company will provide you with details about the coverage, pricing, and the application process. They may also have licensed agents who can help answer any specific questions you have.

5. Enroll in a Medigap plan: After you have gathered all the necessary information, completed the application process, and chosen an insurance company, you can enroll in the Medigap plan of your choice. Remember to review the policy documents carefully and ensure you understand the terms and conditions before signing up.

It is always recommended to discuss your specific needs and circumstances with a licensed insurance agent or a Medicare representative to get personalized guidance while choosing a Medigap policy.