Calculus HELP

State the growth factor in each of the following situations.

Canada's population is increasing by 1% per year.

How do I calculate this?
I think Im supposed to use this formula, but I don't know where to plug in what.

tn = ar^n-1

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  1. the growth factor = 1.01

    so suppose population is 30 million
    then in 4 years ...
    Population = 30 000 000(1.01)^4
    = 30000000(1.04060401)= .....

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