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If a good friend of yours has had serious financial misfortunes lately and is unable to meet her debt payments, what advice can you give? Be sure to include the topic of bankruptcy because she has heard that it eliminates all your credit problems. In your discussion, distinguish between straight bankruptcy and a wage earner plan.

Here are three consumer credit counseling websites I found via Google:

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Consumer Credit Counseling Services (CCCS)Consumer Credit Counseling Services (CCCS) helps people nationwide solve debt problems by providing counseling on personal finances, by phone, Internet, ...
http://www.cccsintl.org/ - 11k - Cached - Similar pages

Consumer Credit Counseling and Debt ConsolidationNational non-profit credit counseling agency offers financial education and debt consolidation.
http://www.consumercredit.com/ - 22k - Cached - Similar pages

Consolidated Credit Counseling Services, Inc: Non-profit debt ...Consolidated Credit Counseling Services (CCCS) offers an online debt consolidation solution that doesn’t require you to qualify for a loan.
http://www.consolidatedcredit.org/ - 43k - Cached - Similar pages

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Here is information on bankruptcy:

American Bankruptcy InstituteNews, statistics, legislative updates, directories of professionals, and information on filing for...
http://www.abiworld.org/ - 49k - Jun 10, 2006 - Cached - Similar pages

Bankruptcy - WexAn overview of bankruptcy law with links to key primary and secondary sources.
http://www.law.cornell.edu/topics/bankruptcy.html - 24k - Cached - Similar pages

Use what you need, and write up your assignment. If you want someone to go over what you write, please re-post.

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