Identify the complete adjective clause and the word it modifies.
Many Californians who own homes live on hillsides.
I answered your first question; now it's your turn.
Remember that a clause must have a subject and a verb.
CALIFORNIANS
The complete adjective clause in the sentence is "who own homes." This clause modifies the noun "Californians."
To identify the complete adjective clause and the word it modifies, you need to look for a group of words that starts with a relative pronoun (such as who, whom, whose, which, or that) and functions as an adjective by modifying a noun or pronoun in the main sentence. In this case, "who own homes" is the adjective clause, modifying the noun "Californians."