What is the rythem of the authors writing in the below paragraph?

3. Individuals can be denied credit for a number of reasons. Individuals who are near limits on existing cards, have too much outstanding debt or too many accounts overall, have a history of late payments, charge-offs or bankruptcy are likely to be denied credit. Individuals denied credit, by law, will receive a letter documenting the reason for the denial under the Fair Credit Reporting Act. Individuals who receive that letter should then examine the reasons for the denial and make efforts to correct their credit.

Individuals can be denied credit for a number of reasons. [SIMPLE SENTENCE (ONE CLAUSE)]

Individuals who are near limits on existing cards, have too much outstanding debt or too many accounts overall, have a history of late payments, charge-offs or bankruptcy are likely to be denied credit. [COMPLEX SENTENCE (ONE INDEPENDENT CLAUSE + ONE DEPENDENT CLAUSE WITH A LONG SERIES IN IT.)]

Individuals denied credit, by law, will receive a letter documenting the reason for the denial under the Fair Credit Reporting Act. [SIMPLE SENTENCE (ONE CLAUSE)]

Individuals who receive that letter should then examine the reasons for the denial and make efforts to correct their credit. [COMPLEX SENTENCE (ONE INDEPENDENT CLAUSE + ONE DEPENDENT CLAUSE)]

SIMPLE, COMPLEX, SIMPLE, COMPLEX = ??

I did not understand your responce, could you please clarify?

I can't make Writeacher's explanation any clearer.

What kinds of rhythm in writing have you studied?

To determine the rhythm of the author's writing in the paragraph, we can analyze the sentence structure and the way the information is presented.

In this paragraph, the author presents information in a straightforward and concise manner. The sentences are mostly short and to the point, without much embellishment or complex sentence structures.

The author begins by stating that individuals can be denied credit for various reasons. Then, the author lists the specific reasons why individuals may be denied credit, such as being near the limits on existing cards or having a history of late payments, charge-offs, or bankruptcy. The author uses a parallel structure in these sentences, repeating the phrase "have" to describe the different reasons.

The paragraph concludes by stating that individuals who are denied credit will receive a letter documenting the reason for the denial under the Fair Credit Reporting Act. The author advises these individuals to examine the reasons for the denial and make efforts to correct their credit.

Overall, the rhythm of the author's writing in this paragraph is straightforward, with short and concise sentences that present information logically and sequentially.