i need to know if i underlined the correct topic sentence. if not can you see the topic with in the two paragraphs?

1.
When purchasing a car, it can cost more than what it is worth because of not developing the money to buy it. Financing a car to purchase it can cost highly in interest rates. If it were not something, needed like a house; often it could wait until the money is available to buy it to avoid acquiring debt. If not, it could cause a result of high interest rate for the purchase, and paying more than it is worth. Paying a high interest rate for something that could be bought with cash if saved, is not worth doing unless over paying for things are not an issue. When saving to purchase something with cash, there is no interest or debt. Why pay more for something than what it is worth, when it is possible to save and buy it if it is not needed. However, the choice of purchasing something that has interest or not it up to the buyer.

Possessing the money to purchase something wanted as a car, it there is the option of financing. When financing something there is interest that comes with purchasing it. Depending on credit status, interest rates can become very high or low when becoming financed. Paying interest will cost more for the car than what it is worth. Over paying for a purchase can increase longer periods of paying and possibly debt. Financing may be a great-deal for someone to purchase a car. The decision is the purchaser to make, when deciding, it is important to know what can or cannot be afforded. In addition, it is important to understand the contract and everything on debt acquired. A high or low interest rate can affect decisions of making a purchase or not.

the topic sentence in the first paragrhah is >Financing a car to purchase it can cost highly in interest rates.

the topic sentence in the second paragrah is >When financing something there is interest that comes with purchasing it. Depending on credit status, interest rates can become very high or low when becoming financed.

Did you not read what I posted earlier this morning?

http://www.jiskha.com/display.cgi?id=1289992556

thank you, no i didn't see that the last time. i re-wrote both of the paragraphs instead of using you, i put them in plural form.

To identify the correct topic sentence, we need to understand the main idea or theme of the two paragraphs.

In the first paragraph, the main idea appears to be the concept of purchasing a car and the potential consequences of not having enough money to buy it outright. The paragraph discusses the cost of financing a car, the potential for acquiring debt, and the possibility of paying more than the car is worth.

In the second paragraph, the main idea seems to be the discussion of financing and its impact on the cost of a purchase. It mentions the possibility of high or low interest rates depending on credit status, the potential for overpaying, and the need to consider affordability and understand the terms of the contract.

Based on this analysis, the likely topic sentence for both paragraphs would be the idea of "purchasing a car and the implications of financing." Neither paragraph explicitly states a topic sentence, but this seems to be the common theme throughout both of them.