Describe your experience with credit and credit cards in a brief paragraph using at least five adverbs and five adjectives in your description.

Bold the adverbs and underline the adjectives.
What is the most effective way to determine whether a word is an adjective or an adverb?

I'm sure you can describe your credit experiences.

Adjectives modify nouns and pronouns. They answer the questions: Which? What kind of? How many?

Adverbs modify verbs, adjectives, and other adverbs. They answer the questions: Where? When? Why? How? To what extent?

**Personally**, I have **carefully** managed my **excellent** credit and **regularly** used credit cards for several years. It has been a **beneficial** experience that has **securely** established my financial standing. To determine whether a word is an adjective or an adverb, **methodically** analyze its position in the sentence and its role in modifying a noun or a verb. Adjectives typically describe and **frequently** precede a noun, while adverbs often modify verbs, adjectives, or other adverbs and **often** end in -ly.