I think you mean debtors, right? (The "b" is silent.)
While a person still owes money, he/she is still in debt. When the person is out of debt, it means he/she owes no one any money for anything.
Do you mean debtors and debt?
They're called wise.
Debtors who work to pay off their debts are commonly referred to as "debtors in repayment" or simply "repayers." They are individuals who have taken on debt and are actively working to pay it off over time. These individuals may be following a repayment plan, making regular payments, and sometimes seeking assistance or advice from financial professionals. The term "repayers" emphasizes their commitment to resolve their debt obligations.
