What is debit?

ex of debit - debit card and cash

http://www.dictionary.com/browse/debit?s=t

The opposite of income.

need debit card to

Purchases
Payments
Transfers

Advantages
PIN Number Can Keep Your Account Safe
Easily Accessible
Peace Of Mind
Disadvantages
Information Can Be Stolen
Must Actively Monitor The Use Of The Card

Right.

While all these are correct, how do you reconcile #1 and #4?

Advantages
1. PIN Number Can Keep Your Account Safe
2. Easily Accessible
3. Peace Of Mind

Disadvantages
4. Information Can Be Stolen
5. Must Actively Monitor The Use Of The Card

Information can be stolen if you don't keep pin number safe

What is Credit?

Example of credit:
What do you need to obtain a credit card:
NEED to be 18 or older
Social Security Number
Full Name
DOB (Date Of Birth)
Physical Address
Estimated Annual Gross Income

Yes, right.

Re credit -- yes, all those items are needed to get a credit card, but what do you think is the final deciding factor? Or a factor that sets a person's spending limit?