You are more likely to get a reduced insurance premium if you?
A:are under 25 years old
B:are a driver with a good driving record***
C:are in the assigned risk plan
D:drive under 12,000 miles yearly
An oncoming vehicle crosses the center line and drives into your lane. You should?
A:maintain control and slow down***
B:drive into the other lane if it is empty
C:speed up and drive onto the shoulder
D:stop as quickly as possible
During a storm, a tree falls on your vehicle. What type of insurance would cover the damage to your vehicle?
A:liability
B:uninsured motorist insurance
C:no fault insurance
D:comprehensive***
good choices. Answer 2 depends on how far ahead of you the other car is.
Thank you!
To determine which option is the correct answer, let's break down each question and evaluate the choices:
Question 1: You are more likely to get a reduced insurance premium if you?
A: are under 25 years old
B: are a driver with a good driving record***
C: are in the assigned risk plan
D: drive under 12,000 miles yearly
To get a reduced insurance premium, it is typically more favorable to have a good driving record (option B). Insurance companies often consider drivers with a history of safe driving as lower risk, leading to potentially lower premiums.
Question 2: An oncoming vehicle crosses the center line and drives into your lane. You should?
A: maintain control and slow down***
B: drive into the other lane if it is empty
C: speed up and drive onto the shoulder
D: stop as quickly as possible
In this situation, it is important to maintain control and slow down (option A). This allows you to react safely and potentially avoid a collision by reducing your speed and giving the oncoming vehicle more room.
Question 3: During a storm, a tree falls on your vehicle. What type of insurance would cover the damage to your vehicle?
A: liability
B: uninsured motorist insurance
C: no-fault insurance
D: comprehensive***
To cover damage to your vehicle caused by a falling tree during a storm, comprehensive insurance (option D) is typically the type of coverage you would need. Comprehensive insurance generally covers non-collision events, such as natural disasters, vandalism, or theft.
Please note that these explanations are general guidelines, and it is always recommended to consult with your insurance provider for specific details regarding your coverage.