The laws of accumulation will be left free; the laws of distribution free. Individualism will continue but the millionaire will be a trustee of the poor; entrusted with the wealth of the community, but administering the wealth better than the community could do for itself. -Andrew Carnegie

The speaker quoted above believed that
(1) millionaires cannot be expected to serve in the public interest.
(2) individuals should not be allowed to accumulate wealth.
(3) the poor should take care of themselves
(4)wealth should be equally distributed among the people
(5) wealthy people are effective guardians of community interests

I think the answer is 5?

Yes, 5.

thank you Ms.Sue

You're welcome, MG.

Yes, you are correct. The speaker, Andrew Carnegie, believed that wealthy individuals (millionaires) should act as trustees for the poor and use their wealth to benefit the community. Therefore, option 5, "wealthy people are effective guardians of community interests," best reflects Carnegie's viewpoint.