What information do you consider critical for adults to know when it comes to identity theft?
What information can make an impact on how parents participate online?
Use the Identity Theft resource sheet to start to develop content for your presentation.
Develop a checklist of what to do if you suspect your identity has been stolen. Some steps not to forget in your checklist include the following:
Contact credit card companies.
Contact consumer reporting agencies.
What else can you come up with?
1. What can you do to deter identity theft?
-Shred financial documents after you use them.-
2. If you see that your bank account has had money taken out that you did not authorize, which of the following is one action you can take to defend yourself?
-File a police report.-
3. Which of the following could cause your personal identity to be stolen online?
-purchasing items online from an untrustworthy source-
What suggestions does your Identity Theft resource sheet have?
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When it comes to identity theft, there are several critical pieces of information that adults should know to protect themselves. Here are some key points:
1. Be cautious with personal information: Understand that any personally identifiable information (PII), such as your full name, address, social security number, and financial account details, can be used by identity thieves. Only share this information when it's necessary and with trusted sources. Be careful with online transactions and avoid providing sensitive information on unsecured websites.
2. Strengthen passwords and use two-factor authentication: Create strong, unique passwords for each online account and update them regularly. Enable two-factor authentication whenever possible to add an extra layer of security. Avoid using easily guessable passwords, such as birthdays, pet names, or commonly used patterns.
3. Regularly monitor financial accounts: Keep a close eye on your bank accounts, credit card statements, and other financial transactions. Review them regularly and report any suspicious activity immediately to your financial institution.
4. Secure personal documents and data: Store your important documents, such as passports, social security cards, and financial statements, in a secure location. Shred any documents containing personal information before disposal to prevent them from falling into the wrong hands.
5. Be vigilant about phishing attempts: Beware of phishing emails, calls, or texts pretending to be from legitimate organizations asking for personal information. Be skeptical of unsolicited requests and verify the legitimacy of the communication by contacting the organization directly through their official website or phone number.
For parents participating online, here are a few additional considerations:
1. Set privacy settings: Understand the privacy settings of social media platforms and other online accounts. Review and adjust the settings to limit the visibility of personal information and control who can access your posts and photos.
2. Monitor children's online activities: Supervise your children's internet usage and educate them about online risks. Teach them about sharing personal information and interacting with strangers online.
3. Empower responsible online behavior: Encourage your children to think before sharing information or posting content online. Remind them that everything they post can potentially be seen by others and may impact their future opportunities.
When developing content for your presentation, you can use the Identity Theft resource sheet as a starting point. It provides additional information, statistics, and tips to enhance your audience's understanding of identity theft.
Regarding a checklist for what to do if you suspect your identity has been stolen, here are some additional steps to consider:
1. File a report with the Federal Trade Commission (FTC): Visit the FTC's website and file a complaint detailing the identity theft incident. The FTC provides resources and guidance throughout the recovery process.
2. Place fraud alerts: Contact the major credit bureaus (Experian, Equifax, and TransUnion) to place fraud alerts on your credit file. This will notify potential creditors to take additional steps to verify your identity before approving credit.
3. Contact the police: File a police report with your local law enforcement agency and provide them with all relevant information surrounding the identity theft.
4. Notify other relevant organizations: Reach out to other entities that may be impacted, such as your financial institution, utility companies, and any other organizations where you have accounts. Inform them about the identity theft to prevent further fraudulent activity.
5. Monitor your credit reports: Regularly check your credit reports for any unfamiliar accounts or suspicious activities. You are entitled to receive one free credit report from each of the three major credit bureaus annually.
Remember, this checklist is not exhaustive, and individual circumstances may vary. It's always recommended to follow the advice of law enforcement agencies and consult with professionals specialized in identity theft and fraud prevention.