Describe the importance of Blue cross and Blue Shield plans in the evolution of health care coverage.
(Broken Link Removed)
http://en.wikipedia.org/wiki/Blue_Cross
Blue Cross and Blue Shield plans have played a crucial role in the evolution of health care coverage. These plans were among the first to provide comprehensive health insurance coverage to individuals, families, and businesses.
The importance of Blue Cross and Blue Shield plans can be understood in three key aspects:
1. Pioneers in Health Insurance: Blue Cross and Blue Shield were pioneers in the health insurance industry. Blue Cross was established in the 1920s, focusing on hospital care coverage, while Blue Shield followed in the 1930s, focusing on physician services. These organizations were the first to develop and implement health insurance plans that offered coverage for a range of medical services.
2. Non-profit Commitment: Blue Cross and Blue Shield plans have historically been non-profit organizations. This status has allowed the plans to prioritize member care and well-being over financial profit. Their non-profit nature has enabled them to reinvest funds into improving access to care, quality of services, and community health initiatives.
3. Nationwide Network: Blue Cross and Blue Shield plans have developed extensive networks of hospitals, physicians, and other healthcare providers across the country. This nationwide presence has made it easier for individuals and families to access healthcare services, regardless of their location. These plans have worked closely with providers and negotiated contracts to ensure network adequacy, affordability, and quality of care.
In summary, Blue Cross and Blue Shield plans have been instrumental in the evolution of health care coverage by being pioneers in the industry, operating as non-profit organizations, and building nationwide networks. Their efforts have contributed to making health insurance coverage more accessible, comprehensive, and sustainable for millions of Americans.