# Posts by tmouery

Total # Posts: 54

**real estate finance**

Max and Seymour are purchasing their first home using a VA guaranteed mortgage loan. Both have full entitlement. Their combined GMI is $1900.00. Their other monthly obligations total $200. What housing expense payment can they qualify for? _________ They are also using VA ...

**real estate finance**

Frank and Mary are buying a home for $187,500. Their Good Faith Estimate indicates they will be paying $2200 in closing costs and prepaid expenses plus they want to do a permanent buy-down on their interest rate and will be paying 2 1/2 discount points. They are making a 20% ...

**real estate finance**

Nevermind, I figured it out myself.

**real estate finance**

1. Erin and Melissa have a combined annual gross income of $180,000. Their combined monthly long term debt is $900. What housing expense (mortgage payment) can they qualify for using standard Fannie/Freddie qualifying guidelines$______? What will be their total debt ratio?%______

**real estate finance**

done

**real estate finance**

Sue is appraising a property using the cost approach. The and (if vacant) has a value of $90,000. The house was built in 1982, has 2300 square feet and she has estimated it has an economic life of 90 years. The replacement cost on this type of construction is $120/sq. ft. What...

**real estate finance**

figured it out

**real estate finance**

Jay has an annual income of $50,000. He would qualify for a $__________ monthly payment for housing + other long-term debt on an FHA loan. I have the GMI, but I'm not sure as to how to find the monthly payment. Do I multiply the GMI by 28% in order to get the monthly payment?

**real estate finance**

$1,892.75 thank you

**real estate finance**

The annual insurance premium on Maria Snyder's house is $2,074 and the annual property tax is $1,403. If her monthly principal and interest payment is $1,603, find the adjusted monthly payment including principal, interest, taxes, and insurance (PITI).

**real estate finance**

A property sells for $125,000 and the homeowner has a mortgage balance in the amount of $65,000. The seller is to pay the buyer's expenses in the amount of $1,000. Seller and buyer agree to close on November 18, 2012. Seller's annual propert taxes are $2,200. The other...

**business math**

$213.24

**business math**

A computer with software costs $2,987, and Docie Johnson has agreed to pay 19% per year finance charge on the cash price. If she contracts to pay the loan in 18 months, how much will she pay each month?

**real estate finance**

Nevermind, I figured it out.

**real estate finance**

Evan is borrowing $130,000 to buy a home priced at $144,500, and wants to do a permanent buy-down on his interest rate. His loan officer informs him the buy-down will cost 3 1/2 points to reduce his rate from 5 1/2% to 5%. How much will Evan have to pay at closing to do the ...

**math**

What does that mean? What's a Z table and what does std mean?

**math**

The population mean length of a hospital stay for surgery is 5.5 days and the standard deviation is 1.9 days. What percentage of patients are hospitalized for 3.9 days or less? I've read the book and looked at the explanation that it gives and it's not making any sense.

**math**

okay, gotcha. thanks

**math**

U.S. cement export date for the last 10 years in thousand tons: 746, 625, 633, 759, 803, 791, 743, 694, 738, 834 Find the mean number of tons exported for the period. I don't understand how to set this up.

**real estate finance**

I need to find the mortgage loan amount and can't remember how to do it. The borrowers have a combined gross monthly income of $50,400. Sale price is $190,000 and buyers are able to obtain a 90% conventional FNMA/FHLMC loan at 4 3/4% for 30 years. The annual PMI premium is...

**geometry**

Oops, sorry, I forgot to give the dimensions. The dimensions of the cone are 2ft. high and 3.2 ft. at the slant. The dimensions of the cylinder are 5ft. across and 6 ft. tall. I wasn't sure if I needed to figure Total Surface Area or Lateral Surface Area, or both.

**geometry**

A cylindrical water tower with a conical top and hemispheric bottom needs to be painted. If the cost is 2.19 per square foot, how much does it cost (to the nearest dollar) to paint the tank?

**geometry**

#24. A cylindrical water well is 1,200 ft. deep and 6 in. across. Find the lateral surface area of the well. Round to the nearest square foot. (Hint: Convert measures to a common unit.)

**geometry**

Thank you, that makes more sense than what I tried.

**geometry**

A right pentagonal prism is 10 cm high. If the area of each pentagonal base is 32 cm squared and the perimeter is 20 cm, what are the lateral and total surface areas of the prism? I tried doing this using the formula shown in my book, but it came out wrong. the formula I was ...

**geometry**

How many square inches are in the lateral surface area and total surface area of an aluminum can with 2 1/2 in. diameter and 4 3/4 in. height? I've worked on this until I'm crossed-eyed and it's not coming out right!

**business math**

A swimming pool is in the form of a semicircular figure. Its width is 20 ft. and that parallel portions of the sides are each 20 ft. What is the are of a 5-ft-wide walk surrounding the pool? Round to the tenths.

**business math**

okay, here's another one that isn't coming out right. Change to decimal equivalents. Round to the nearest ten-thousandth if necessary. 5'14" I got the 1 degree =60'which =3600" I did it using the example shown in the book, but the answer didn't ...

**business math**

Okay, thank you. I was trying to work it a different way and it was confusing.

**business math**

Change to the decimal degree equivalent. Round to the nearest ten-thousandth if necessary. 47' I have no idea how to do this.

**business math**

Find the greatest possible error of the measurement. 7 3/16 inches I don't understand this at all.

**business math**

Scientists estimate forests are being destroyed on Earth's surface at a rate of 149 acres per minute. Use unit ratios to find the number of acres to the nearest thousand being destroyed each day. I am completely stumped on this one. HELP!

**Business Math**

Okay, I see what I did wrong, I was thinking one thing and looking at something else. I got $581.12 which is what it was supposed to be.

**Business Math**

Last week, Laurie Golson packaged 289 boxes Holiday Cheese Assortment. Find her gross weekly earnings if she is paid at the following differential piece rate. Boxes packaged Pay per package per week 1-100 $1.88 101-300 $2.08 301 and over $2.18 I don't know what I did wrong...

**Business Math**

Yes, thank you.

**Business Math**

I did these, but the answers I got didn't match the ones in the back of the book. If 135 is decreased by 75%, what is the new amount? A number is decreased by 40% to 525. What is the original amount? The cost of a pound of nails increased from $2.36 to $2.53. What is the ...

**Business Math**

.5=50% .22=22%

**Business Math**

A number increased from 224 to 336. Find the percent of increase. A number decreased from 250 to 195. Find the amount of decrease.

**Business Math**

31.2

**Business Math**

If 78 is increased by 40%, what is the new amount?

**Business Math**

10.2

**Business Math**

Find the amount of decrease if 68 is decreased by 15%.

**Real Estate Finance**

The sale of a four family building will be closed on July 15. The seller collected rent from unit A $600, B $550, C $650, and D $650 for July. How should the rent be pro-rated on the closing statement? Who will be credited and debited and for how much?

**Real Estate Finance**

A $100,000, 30 year fixed rate mortgage at 8% interest has monthly principal and interest payments of $733.76. What is the loan balance after the first payment?

**beginning algebra**

A line passes through (4,-8/3) and (-4/5, -2). What is the slope of this line?

**pre-algebra**

if a serving has 346 calories, 46 grams of carbs, and 18 grams of protein, determine the # of grams of fat in the serving. c=346, h=46, p=18 f=346-4(46)-9(18)/9 I'm getting a completely different answer than what it's supposed to be. HELP!

**Algebra**

Evaluate (4p+q)raised to the second for p=5 and q=-4. Express the answer as a fraction.

**Real Estate Finance**

If you are required to pay 1.5 discount points, a 1 point origination fee, a 7.5 PMI, and $3,800 for other closing costs and prepaids, how much cash will you need to close the 90% conventional loan on your new $148,500 home? (You have previously deposited $8,000 in earnest ...

**Real Estate Finance**

I see what you did. The loan amount was $175,000, you used $174,000.

**Real Estate Finance**

$2,358.12

**Real Estate Finance**

A home is valued at $175,000. Property in the area is assessed at 35% of its value, and the local tax rate is $3.85 per $100. What is the amount of annual tax paid on the home?

**Real Estate Finance**

Oops, I left out the loan amount. It's a $50,000 loan.

**Real Estate Finance**

If bank wished to earn $6,300 on a loan over twelve months, what interest rate would the bank have to charge?

**Real Estate Finance**

If your lending institution is willing to give you an 85% loan/mortgage on a house valued at $150,000 and you already have given a $5,500 earnest money deposit, how much additional cash will you need for your downpayment?