The Affordable Care Act policy enables young adults to remain as dependents on their parents’ health insurance until age 26. What is one example of how this policy may be perceived as unethical?
It might be perceived as unethical is the young person is self supporting.
Thank you for answering!
You're welcome.
unethical IF the . . .
One example of how the Affordable Care Act's provision allowing young adults to remain as dependents on their parents' health insurance until age 26 could be perceived as unethical is based on the principle of fairness.
Some argue that this policy is unfair because it places a disproportionate burden on other policyholders who may have to pay higher premiums to cover the increased costs associated with insuring young adults. These individuals may be older or have families of their own and might feel it's unjust to subsidize the coverage of younger, healthier individuals who could otherwise be financially independent.
To understand this perspective, one can consider the following steps:
1. Research criticism of the Affordable Care Act: Start by looking for critiques or arguments against the policy. Review articles, opinion pieces, or studies that highlight ethical concerns related to the provision allowing young adults to stay on their parents' health insurance. These sources can provide different viewpoints and help identify specific objections.
2. Identify the fairness argument: Look for arguments centered around fairness or distributive justice. Find examples where critics argue that this provision places an undue burden on other policyholders or insurance companies, leading to increased costs for many to subsidize coverage for a select group.
3. Formulate the perception of unethicality: Based on the fairness argument and the objections presented, one can conclude how some people may perceive this policy as unethical due to its potential impact on fairness, cost distribution, and individual responsibility.
Remember, it's important to consider diverse perspectives and evaluate multiple sides of an issue to form a well-rounded understanding. Ethical judgments can vary, so it is worthwhile to consider different arguments and engage in thoughtful analysis.