Which of the following is true regarding workers' compensation?


A. Families of workers cannot claim workers' compensation despite the death of the worker.


B. Workers' compensation is only awarded for injuries resulting from the job.


C. The claim for workers' compensation must be filed with the employer.


D. Workers' compensation is a fixed amount throughout the country.

Answer -- B

Yes, B.

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To determine the correct answer among the given options, we will need to review each statement and understand the basic concept of workers' compensation.

Workers' compensation is a type of insurance that provides benefits to employees who are injured or become ill as a result of their job. Its purpose is to protect both employees and employers by providing financial assistance and medical coverage to employees when they are injured or become ill while working. It also helps employers avoid lawsuits related to workplace injuries.

Now, let's review each statement:

A. Families of workers cannot claim workers' compensation despite the death of the worker.
This statement is not true. In the event of a worker's death due to a job-related injury or illness, the dependents or beneficiaries of the worker may be entitled to death benefits through workers' compensation. These benefits typically include a portion of the worker's wages and funeral expenses.

B. Workers' compensation is only awarded for injuries resulting from the job.
This statement is true. Workers' compensation benefits are generally awarded only for injuries or illnesses that are directly caused by or arise out of employment. It does not cover injuries that occur outside of work or unrelated health issues.

C. The claim for workers' compensation must be filed with the employer.
This statement is also true. When an employee is injured on the job, they must notify their employer or supervisor as soon as possible. The employer will then provide the necessary paperwork and guide the employee through the process of filing a workers' compensation claim with the appropriate insurance carrier.

D. Workers' compensation is a fixed amount throughout the country.
This statement is not true. Workers' compensation benefits can vary from state to state as each state has its own laws and regulations regarding eligibility criteria, benefit amounts, and the duration of benefits. These factors can vary based on the severity of the injury, the employee's average weekly wage, and the specific laws of the state where the worker is employed.

Based on the explanations above, the correct answer is B. Workers' compensation is only awarded for injuries resulting from the job.