another question I have, is what if you deposit $125 in American currency saving account, if the exchange rate is the same how much American money would I get if I exchange $400 in Canadian currency

What is the "same" exchange rate?

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To calculate how much American money you would get if you exchange $400 in Canadian currency, you would need to know the current exchange rate between the Canadian dollar (CAD) and the American dollar (USD).

Once you know the exchange rate, you can use it to convert the Canadian dollars to American dollars. The exchange rate will tell you how many American dollars you will receive for each Canadian dollar exchanged.

For example, let's say the exchange rate is 1 CAD = 0.75 USD. To calculate how much American money you would get, you would multiply the Canadian dollar amount by the exchange rate:

$400 CAD * 0.75 USD/CAD = $300 USD

So, if the exchange rate is 1 CAD = 0.75 USD and you exchange $400 in Canadian currency, you would get $300 in American currency. Remember to check the current exchange rate as it can fluctuate.